LendInvest has announced the launch of a new semi-commercial proposition within its suite of buy-to-let lending products.
The semi-commercial sector now accounts for 24% of all commercial lending activity. Following a doubling of application volumes in 2024, momentum has surged an additional 58% in the first half of 2025. This sustained demand is driven largely by investor appetite for retail units with residential flats above, which now make up 69% of all mixed-use applications.
The lender's new range will feature two and five-year fixed rates, starting at 5.94% and available for individuals and corporations that meet its Tier 1 and Tier 2 borrower profiles. Expats will also be considered, provided that a professional UK-based management agent is established and in place to look over the asset.
As is the case with all of LendInvest’s buy-to-let products, intermediaries will be able to submit the initial inquiry, application and monitor the entire process from the lender’s Mortgages Portal platform, along with having direct access to dedicated teams of underwriters and case managers.
Rod McPherson (pictured), head of distribution at LendInvest, said: “Everyone at LendInvest is incredibly proud to announce the formal expansion of our buy-to-let product suite to include semi-commercial lending. This strategic evolution of our offering is a direct response to the invaluable feedback we regularly receive from our network of trusted broker partners.
"In recent months, our intermediary partners have consistently highlighted a shifting market; landlords and property investors are increasingly looking beyond traditional residential investment. In a bid to diversify their portfolios and capture higher-yielding returns, there is a growing demand for mixed-use properties. By introducing this semi-commercial proposition, we are not just expanding our product line; we are actively equipping our partners and their clients with the flexible, robust financing tools they need to seize these sophisticated market opportunities and achieve their long-term growth objectives.”
