Both have worked in the Society’s intermediary sales team since it was created in 2016.

Four in five brokers encounter vulnerable clients, but over half of lenders have not received a single disclosure in the last 12 months.

One in four self-employed workers believe they have been turned down for a mortgage for reasons such as fluctuating earnings and multiple income streams.

Typical mortgage payments have climbed by nearly half in the last five years. 

Buying intentions have also rebounded, with 52% of landlords intending to purchase new rental properties in the next 12 months.

Allica can now lend against a broader range of assets.

Rates have seen reductions of up to 0.15%.

Built around broker needs, the platform streamlines the full lifecycle from application to completion.

Buyers in London and the south of England are benefitting most from static house prices and lower mortgage rates.

The appointment coincides with the lender's expansion into the commercial and semi-commercial market.