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Rate reductions include near prime and large loans, with buy-to-let rates now starting from 2.99%.

The new hires will strengthen Keystone’s regional broker support.

Lending through lifetime mortgages is just 8% of total later life lending.

Brokers’ top priority remains the ability to assess affordability using a broad range of assets rather than salaried income alone.

Brokers can now source mortgages directly within JammJar.

Marsden Building Society joins the panel, bringing some of its lending products to the club.

Wider market uncertainty is starting to impact mortgage rate setting.

Purchase, green home, Great Escape and EMC Reward products will all see rate increases.

The combined group will create one of the UK’s largest mutual life assurers with 2.3 million members.

Law firms and CMCs are being reminded to have robust checks in place to confirm consumers have not already instructed another representative.