Steve Griffiths, chief commercial officer at The Mortgage Lender, explores what market factors could lead to an increase in shared ownership demand and how intermediaries can educate...

The West Midlands, London and Wales are identified as the least affordable areas for first-time buyers in Great Britain.

Laura Sneddon, head of mortgage sales and distribution at Hinckley & Rugby for Intermediaries, explains how their Income Flex product is helping a new generation of first-time...

66.5% of all homes listed for sale currently come in below the stamp duty free threshold of £425,000.

The lender has repriced 95% LTV residential and shared ownership mortgage products along with holiday let and expat buy-to-let rates.

The change could decrease the amount needed for a customer’s average new build deposit by £20,000.

IMLA says the wide-ranging regulation that was put in place in response to the financial crisis has hindered first-time buyers.

The average first-time buyer mortgage payment has significantly outpaced wage growth, which is up by 27% over the same five-year period.

Despite this, 68% of first-time buyers were unsure what shared ownership means.

When interest rates were at lower levels, most buyers with a 10% or 5% deposit found mortgage payments comparable to, or less than, their current rent.