TML cuts buy-to-let rates and relaunches 75% LTV products

Rates have reduced by up to 0.35% and now start from 4.14%.

Related topics:  Buy-to-let,  The Mortgage Lender
Rozi Jones | Editor, Financial Reporter
12th May 2026
btl let buy to let

The Mortgage Lender (TML) has announced a series of enhancements to its buy-to-let range, including rate reductions of up to 0.35% and the relaunch of key 75% LTV products.

Rates for standard buy-to-let properties now start from 4.14%, while products for HMOs and multi-unit blocks begin from 4.29%.

TML has also relaunched a selection of 75% LTV products across both two-year and five-year fixed terms.

Louise Apollonio, sales and distribution director for retail mortgages at Shawbrook, said: "These changes are designed to make it easier for brokers to get cases placed in a market where cost and flexibility really matter. By reducing rates and reintroducing 75% LTV products, we’re giving brokers more ways to place cases confidently, whether that’s for lower leverage borrowing or more complex properties like HMOs.

"In a market that continues to evolve, speaking to a broker early can make a real difference, so it’s important they have the right options and support behind them. Ultimately, this is about giving brokers the confidence to place business with us, get it through, and deliver the right outcomes for their clients.”

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