One in four self-employed workers believe they have been turned down for a mortgage for reasons such as fluctuating earnings and multiple income streams.

18th September 2025
One in four self-employed workers believe they have been turned down for a mortgage for reasons such as fluctuating earnings and multiple income streams.
30% said their profession had been considered unsteady and 28% said it was their volatile income that caused their mortgage to be declined.
Grant Hendry, director of sales at Foundation Home Loans, explores why it's important for advisers and lenders to have a hands-on, individual-focused approach to self-employed...
Steve Griffiths, chief commercial officer at The Mortgage Lender, looks at how brokers and lenders can provide greater education for those first stepping foot on the property ladder.
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