Related topic: Vida Bank

Simon Chapman, group head of marketing at Vida Bank, explores why good lending decisions depend upon understanding the individual borrower rather than using age as a proxy for...

The lender has enhanced foreign national affordability and introduced a higher threshold for ignoring CCJs and defaults.

Filshie has also held senior leadership roles at American Express, Visa, Barclays, and Standard Chartered.

Stuart was previously CEO of Tesco Bank, CEO of GE Capital UK’s consumer businesses, and director of UK retail banking at RBS.

Rates have reduced by up to 0.26%.

Vida says it can now offer more competitive pricing, expand its product offerings and serve a broader customer base.