Furness cuts rates across full residential and buy-to-let ranges

Shared ownership rates now start from 4.24%.

Related topics:  Mortgage rates,  Furness BS
Rozi Jones | Editor, Financial Reporter
9th July 2025
furness bs

Furness Building Society has reduced rates across its full range of residential, buy-to-let and holiday let mortgages, including its growing shared ownership offering.

The updated range includes a two-year fixed rate at 4.55% for residential cases up to 90% LTV. In the shared ownership range, rates now start from 4.24%, with products available up to 95% loan-to-share (75% LTV).

Shared ownership is available across England and Wales and Furness will consider a wide variety of cases – from employed and self-employed clients to those with more complex income streams.

Jonathan Cartlidge, head of member and broker strategy at Furness Building Society, said: “We know how important it is for brokers to have options for clients who need a more personal approach. Whether it’s a first-time buyer using shared ownership, or someone with non-standard income, our underwriters take the time to understand the case. 

"These new rates – across all our key product areas – are another way we’re making it easier for brokers to place those trickier cases.”

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