Related topic: Mortgage rates

The Society is lowering rates for customers working to rebuild their credit.

The lender has announced widespread rate increases across its residential, buy-to-let and additional borrowing ranges.

The lender is increasing rates across its purchase, remortgage and existing customer product ranges.

Barclays, HSBC, NatWest, Nationwide and Santander no longer offer sub-4% fixed deals.

UK households spent a record £226 billion on housing costs in 2025.

The average shelf life of a mortgage has plummeted as lenders pull products amid global uncertainty.

Mansfield Building Society has announced reductions of up to 0.40%.

Barclays is the second major lender to withdraw sub-4% fixed rate mortgages this week.

Mortgage product numbers have seen their biggest decline since the aftermath of the mini-Budget in September 2022.

The increases reverse many of the rate cuts introduced early last week.