Halifax has reduced rates across its mortgage product range for homebuyers and movers by up to 0.35%.
Two-year fixed rates up to 60% LTV have reduced by 17bps and now start from 4.64%, with 90-95% LTV rates down by 23bps to 5.42%.
Three-year fixed rates have seen reductions of up to 0.26%, now starting from 4.73% up to 60% LTV, 4.98% up to 80% LTV, 5.00% up to 85% LTV, and 5.61% up to 95% LTV.
Five-year fixed rates have seen the largest reductions, down by 31-35bps. Rates have decreased to 4.86% up to 80% LTV, 4.88% up to 85% LTV, 5.10% up to 90% LTV, and 5.38% up to 95% LTV.
All products come with a £999 fee.
Amanda Bryden, head of Halifax Intermediaries and Scottish Widows Bank, said: “Swap rates, which play a significant role in the price of mortgages, continue to be volatile, but while they are falling, we are taking the opportunity to pass that on to homebuyers.”
