Hinckley & Rugby cuts buy-to-let rates

Rates have reduced by up to 0.10%.

Related topics:  Buy-to-let,  Hinckley & Rugby
Rozi Jones | Editor, Financial Reporter
19th September 2025
house rate arrow down houses

Hinckley & Rugby for Intermediaries has announced rate reductions on two of its buy-to-let products.

The lender’s two-year fixed rate at 75% LTV has been cut from 5.65% to 5.55% and its five-year fixed rate at 75% LTV has also been reduced from 5.72% to 5.64%.

Both products include a product fee of £1,249.

Alongside these changes, the lowest rate in the buy-to-let range is currently 4.89% variable. This will reduce further to 4.74% from 1st October in line with adjustments to the Society’s LVR.

Earlier this week, the lender also widened access to its residential and buy-to-let ranges by opening them up to the whole of the market in Scotland

Laura Sneddon, head of mortgage sales and distribution at Hinckley & Rugby for Intermediaries, commented: “It is important brokers and their landlord clients have access to competitive options that reflect their current requirements. That is why we have reduced rates across both our two- and five-year fixes within our buy-to-let range.

“Many landlords are carefully managing costs and weighing up whether to take short-term flexibility or opt for longer-term stability. By reducing our pricing, we are aiming to make those choices easier. It is about ensuring our products remain competitive while also supporting landlords in running their portfolios sustainably.”

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