Keystone reintroduces fixed rate products

The buy-to-let lender now offers fixed rates across standard, specialist, expat, holiday let, product transfer and refurb-to-let exit.

Related topics:  Mortgage rates,  keystone property finance
Rozi Jones | Editor, Financial Reporter
2nd April 2026
event calendar date

Keystone Property Finance has reintroduced fixed rates across its two and five-year buy-to-let product ranges.

Last week, Keystone launched a range of two-year tracker products, having temporarily withdrawn fixed rate products in March amid rapidly changing market conditions.
 
With fixed rates returning, Keystone now offers products across its core lending propositions, including standard, specialist, expat, holiday let, product transfer/PT Plus, and refurb-to-let exit products. 

Reintroduced ranges now start from 3.54% for standard products and 3.59% for specialist products up to 70% LTV.

Available up to 65% LTV, expat rates start from 4.89%, holiday let rates from 5.64%, product transfer rates from 5.14%, and refurb-to-let exit products from 5.14%.

Keystone continues to offer its two year tracker products, available at 65% and 75% LTV, which track the Bank of England Base Rate and start from BBR + 1.89% and BBR + 1.99%, respectively. 

Those on tracker products will have the option to switch onto a fixed rate through Keystone’s Switch & Fix facility after Easter.

Elise Coole, managing director at Keystone Property Finance, said: “Throughout the past month of rapidly changing market conditions, our focus has been to ensure brokers continue to have access to the best options for their landlord clients.

“Adding tracker products into our range last week provided immediate flexibility. The reintroduction now of fixed rates and upcoming Switch & Fix facility gives brokers greater choice when exploring both short and longer-term solutions.

“As a lender, it’s important we remain responsive to changing conditions. By adapting our product range, we’re helping brokers continue to place cases with confidence. We will monitor the market closely and will act quickly where needed, with the aim of providing brokers with the support and product breadth they need and expect from Keystone.”

More like this
CLOSE
Subscribe
to our newsletter

Join a community of over 30,000 intermediaries and keep up-to-date with industry news and upcoming events via our newsletter.