Alex Upton, managing director of specialist mortgages at Hampshire Trust Bank, says post-Budget clarity presents opportunities for the property market and is confident that investors...

MT Finance entered the buy-to-let mortgage market in June 2022.

The Bank will now accept refinance applications on all buy-to-let and Home Purchase Plan products.

Recent tax changes and incoming council tax premiums for second homes have unsettled property investors and second homeowners, Zoopla says.

Affected products include remortgage, Fix and Switch, Retrofit Boost and product transfers.

In some regions of the country, as many as 85% of homes will still be available tax-free.

Bridging completions grew to a new record of £1.79bn in Q3.

A typical property now costs £293,999, surpassing the previous peak set in June 2022.

Despite the increase, consumers report feeling more confident in their ability to afford rent or mortgage payments.

Examples include dishonest sales practices, the hiding of important information from consumers or investors, or dishonest practices in financial markets.