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The shared commitment provides a framework for practical action, including strengthening adviser education.

Most recently, Vicky was an invoice finance specialist at Santander UK.

Investors were offered impossibly high returns of 1.4% a day, 7% a week or 350% a year.

Mortgage rejections have eased from 45% to 24% in the last year.

The product also offers a streamlined valuation approach.

Rates across the specialist ranges have reduced by up to 0.20%.

The former pensions minister is urging DWP to ensure records are retained for as long as they may be needed to clear up any outstanding state pension errors.

Razvana was previously a specialist finance broker at Bridgemore Capital.

Over the past 12 months prices have grown by 1.3%, the slowest annual rate since April 2024. 

The cost of a deal has also fallen by over 100bps in the past two years.