NatWest cuts high-LTV residential purchase and remortgage rates

The lender has also reduced buy-to-let purchase and remortgage rates by up to 12bps.

Related topics:  NatWest,  Mortgage rates
Rozi Jones | Editor, Financial Reporter
16th February 2026
NatWest

From tomorrow, NatWest is making rate reductions across its residential and buy-to-let mortgage ranges.

In its residential purchase range, two and five-year fixed rates have reduced by up to 0.12% at 95% LTV, now starting from 4.69% and 4.75% respectively with no fees.

Remortgage rates have reduced by up to 0.10%, with two-year fixed rates at 90% LTV down to 4.52% with a £995 fee and 4.86% fee-free.

Five-year remortgage rates at 90% LTV are down to 4.25% with a £995 fee and 4.44% fee-free.

In NatWest's buy-to-let range, two-year fixed rates at 60% LTV have reduced to 3.99% with a £995 fee and 4.28% fee-free, with the five-year rate also down to 3.99% with a £995 fee.

A two-year fixed rate remortgage product at 60% LTV is decreasing to 3.90% with a £995 fee and 4.24% fee-free.

In its five-year remortgage range, 60% LTV rates have reduced by up to 10bps across a range of fee options, starting from 3.61% with a £5,999 fee, 3.66% with a £4,999 fee, 3.76% with a £3,999 fee, 3.91% with a £1,999 fee, 3.96% with a £1,499 fee, 3.99% with a £995 fee, and 4.08% with no fee.

Green buy-to-let rates at 65% LTV have reduced by up to 12bps across two and five-year purchase and remortgage products, now starting from 3.84%.

More like this
CLOSE
Subscribe
to our newsletter

Join a community of over 30,000 intermediaries and keep up-to-date with industry news and upcoming events via our newsletter.