Pepper Money reduces residential and buy-to-let rates by 0.20%

The latest reductions apply across Pepper’s residential, buy-to-let and affordable home ownership ranges.

Related topics:  Pepper Money,  Mortgage rates
Rozi Jones | Editor, Financial Reporter
25th June 2026
house rate block

Pepper Money has announced a 0.20% rate reduction across its full product range, including residential, buy-to-let and affordable home ownership mortgages.

Limited edition Pepper 48 Light rates at 85% LTV now start from 5.79%.

Residential rates up to 75% LTV start from 5.55% and buy-to-let rates up to 70% LTV are available from 4.44%.

In addition, shared ownership rates up to 95% LSV now start from 5.90%.

Paul Adams, sales director at Pepper Money, commented: “We are seeing that an increasing number of customers need a more considered approach to mortgage lending, and brokers play a vital role in helping them find the right solution. With the ability to consider customers with recent credit events, as well as flexibility around self-employed and variable income, our criteria are designed to look at each customer’s full story.

“By reducing rates across our entire range, we’re giving brokers more options to support just-off-high-street customers and helping more people move forward with their home ownership plans.” 

More like this
CLOSE
Subscribe
to our newsletter

Join a community of over 30,000 intermediaries and keep up-to-date with industry news and upcoming events via our newsletter.