The reduction allows applicants to borrow on average £28,000 more.

The lender has reduced rates for new and existing customers looking for a new mortgage deal by up to 0.22%.

Nationwide has reduced rates by up to 0.30%, offering sub-4% first-time buyer rates for first time since September 2024.

Nationwide has reduced rates by up to 0.29% for existing customers switching to a new deal or new customers remortgaging.

The lender is cutting rates by up to 0.25 percentage points.

Nationwide is the first building society to gain this rating - which is the second of three levels firms can achieve through the programme. 

Sole applicants now need a minimum income of £35,000 to benefit from Helping Hand.

The integration marks OMS's first major partnership with one of the ‘big six’ UK high street lenders.

Acre has also unveiled newly enhanced pre-submission checks on its platform.

Nationwide also introducing a range of new £1,499 fee products at 90% and 95% LTV.