Duncan joins West One from Together, bringing over 26 years of industry experience. 

The new tool offers brokers a quick and efficient way to determine affordability.

The service completes the legal work by the time the offer is issued and offers next day completions in many cases.

The lender has enhanced its second charge offering with desktop valuations and digital applications.

Rates on the lender's buy-to-let range have reduced by up to 0.45%.