Paula Mercer, director of sales at LendInvest, outlines best practices for brokers when examining their clients’ credit reports, including recognising potential red flags and...

10% say their unsecured borrowing is more than £15,000.

The lender has also increased the threshold for communications and utilities account defaults in the last three years from £300 to £500.

8.4 million people (16%) have experienced adverse credit in the last three years.