Possession numbers increased over the quarter, but UK Finance stressed that numbers remain "significantly lower" than long-term averages. 

Arrears numbers fell by 3% in Q3, more than reversing the modest increases seen in the first half of the year. 

41% have found it difficult to keep up with bills and credit commitments in the last few months.

Homeowner and buy-to-let properties in early arrears fell by 3% and 6% respectively.