Free valuations introduced for single HMOs with up to six beds

Specialist residential and HMO products have seen some of the largest reductions.

Rates in the range start from 5.74%.

Rates have reduced across a wide range of buy-to-let and residential products.

The new criteria search function covers the lender’s range of residential and buy-to-let lending products.

Rates are being cut up to 95% LTV.

The range includes a lower rate for properties rated EPC A, B or C.

Rate cuts apply for both new and existing borrowers.

The range comes with a variety of fee options.

Residential rates have reduced by up to 0.20%.