We spoke to Matt Kingston, sales director at Nottingham Building Society, about what products mortgage lenders should be offering for underserved groups, his predictions for the year...

The Society has also introduced several enhancements across its foreign national and expat mortgage range.

He succeeds Praven Subbramoney, who is leaving Nottingham Building Society to pursue a new opportunity.

The latest changes see rates cut by up to 0.10%.

The Society has created a new leadership team for intermediary sales.

The Society has improved affordability across its mortgage ranges.

The Society has launched two new five-year fixed rate products for first-time buyers and home movers.

The Society will now recognise a wider range of income sources, such as 100% of secondary income and child maintenance.

Nottingham Building Society will benefit from Smoove’s lender panel management.

The Society has also enhanced its buy-to-let criteria.