Richard Harrison, head of mortgages at Atom Bank, explains why lenders need to rethink their criteria to ensure it is sufficiently flexible and supportive for those planning their...

The Society is giving an affordability boost to first-time buyers and landlords.

The lender has also launched more sub-4% rates.

In five out of 12 British regions, there isn’t a single local authority where an individual home buyer would secure a mortgage.

1 in 10 found the process too daunting to apply or didn’t know enough about it.

The Rate Reducer mortgage gives the cashback often given to buyers by new-build developers back into the mortgage, lowering the interest rate.

The intermediary-only lender has reduced its £5k Deposit mortgage to 5.79% and reduced other rates by up to 0.55%.

Nationwide is also the first major lender to offer a sub-5% rate on its standard range to those with a 5% deposit.

The UK housing market has returned to growth with £88bn spent in Q2 2024.

The range offers loan-to-income ratios of up to five times income and loan sizes of up to £500,000.