Two and three-year fixed rates now start at 4.99%.

The bank has simplified the way that affordability for variable rate loans is assessed.

The near prime range includes two, three and five-year fixed rates, with both fee-charging and fee-free options.

Rates have reduced by up to 0.15%.

The range is available to borrowers who may have suffered a temporary credit issue in the past.

David Castling, head of intermediary distribution at Atom Bank, says the mortgage industry can - and should - go further to improve the speeds at which we work.

Rosemount’s advisers will now have access to Atom's full range of mortgage products.

Rates have reduced by up to 0.15%.

Rates have reduced by up to 0.47%, with loans of between £1m and £4m qualifying for a further 0.25% reduction.

Chris Storey, chief commercial officer at Atom Bank, discusses Atom's recent accolades in Smart Money People's latest Mortgage Lender Benchmark survey and how it is utilising broker...