Niki has 30 years' experience in the banking industry with previous roles at Barclays and Santander.

The new range includes new two-year fixed rates for both buy-to-let and semi-commercial.

Limited companies in England and Wales will now be able to borrow against luxury assets belonging to the business.

The Bank will now consider whether businesses could raise funding by using their qualifying IP assets as collateral.

Commercial investment, semi-commercial and commercial buy-to-let products will benefit from the latest reductions.

FIBA members will have access to HSBC's broker business team and a dedicated relationship manager.

Charlotte brings over 20 years of experience in the invoice finance industry.

Steve Chapman has over 40 years' experience with previous roles at Lloyds and Hitachi Capital.

A third of commercial brokers reported at least a 10% increase in applications.