Stuart Kay returns to the lender after first joining in 1994.

The lender has hired two senior relationship managers and an assistant relationship manager.

The two-year product enables investors to service a portion of the loan, with the remaining interest retained and payable on redemption.

Its introductory fixed rate has been reduced from 6.99% to 6.49% for a limited time only.

Rates have reduced by up to 35bps.

Rates have reduced by up to 0.15%.

New rates include two-year fixes from 4.55% and five-year fixes from 5.06%.

The ICR has lowered for expat consumer buy-to-let borrowing.

The lender has launched new Tier 1 products, expanded its Tier 2 and 3 ranges, and introduced new 5% and 7% fee options.

Buy-to-let fixed rates have seen the largest reductions.