Second charge volumes grew for the second consecutive month.

The top search term for second charges was capital raising for debt consolidation.

Brokers can secure a 0.16% discount on the rate and access higher LTVs.

Members now have access to The Loans Engine's range of specialist finance lender relationships and product solutions.

Josh previously held relationship management and underwriting roles in the development finance team.

The lender has announced five internal promotions.

The products are targeted at customers who have overcome problems with their credit.

The promotion gives brokers the option to choose either refunded legal fees, refunded valuation fees or a lower rate.

Rob joined the team at HTB as a lending director in September 2022.

Sat Bhandal has also been promoted to corporate sales director.