Reduced minimum ICR increases borrowing power for landlords and changes to affordability stress tests will allow for greater residential borrowing.

Reduced minimum ICR increases borrowing power for landlords and changes to affordability stress tests will allow for greater residential borrowing.
With the launch of this new range, Keystone becomes one of a few lenders to offer HMO products up to 80% LTV.
Two-year fixed rates have reduced across the lender's standard and limited company product ranges.
The partnership will enable intermediaries to access Afin Bank’s range of residential and buy-to-let mortgages.
Two-year fixed rates now start from 2.74% and five-year fixed rates from 4.39%.
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The launch positions Foundation Home Loans as one of only two lenders currently active at this LTV level in the buy-to-let market.
The new service is designed to streamline the property investment process.
The lender has reduced rates by up to 0.32%.
Residential and buy-to-let rates have reduced by up to 0.54%, alongside improved affordability.