Ecology offers the product to a wide range of self-builders and welcomes applications for homes built using non-standard methods of construction.

Rates are available to residents from over 100 countries, including China, Hong Kong, Singapore, and across the European Union.

Specialist residential and HMO products have seen some of the largest reductions.

Rates now start from 3.74%.

Fixed rates have reduced by up to 0.24%.

Home mover, first-time buyer, remortgage and buy-to-let rates are reducing by up to 0.19%.

The lender is also reducing rates across its residential range by up to 0.25%.

The lender has cut two-year fixed rates at 90% and 95% LTV.

The Society launched its shared ownership range in December 2024.

Rates have reduced by up to 155 basis points across Kensington’s core and prime buy-to-let ranges.