The specialist lender has lowered rates on its regulated and unregulated product ranges.

The stamp duty changes will boost stamp duty receipts by over £1.1bn annually.

Two-year fixed rates have reduced by 20bps and five-year fixes by between 20 and 36bps.

Gen H has reduced two and three-year products by up to 0.15%.

Sian McIntyre, head of acquisition and engagement at Barclays UK Life Moments, takes a look back at mortgage market sentiment in Q4 and explores the outlook for 2025 which she says...

Capital repayments and house price increases will make shared owners on average £29,000 better off as a result of equity growth.

TMA Club advisers can now access to ModaMortgages’ range of buy-to-let products.

The new products are offered for standard, limited company and HMO/multi-unit block landlord borrowers.

Mortgage and rental spending grows 2.0%, but consumer confidence remains unchanged.

Rates across the UK resident range have reduced by up to 0.12%.