Reductions include the lender's flagship 40-year fixed rate product.

The cost of rent and mortgages stabilised considerably in June, increasing by just 1.5% year-on-year – the slowest rate of growth since March 2023.

The specialist lender has hired a regional account manager, a key account manager, and two BDMs.

James replaces Holly Morrison, who was Paragon’s BDM for Scotland before being appointed to national account manager.

90% LTV rates have seen the largest reductions.

Steve Johnson will cover East Anglia and Essex.

Patrick Bamford, head of international business development at Qualis Credit Risk, explores whether Labour can deliver their target to build 1.5 million new homes, how the upcoming...

Five-year rates now start from 4.84%.

The change applies to all mortgage products including residential, buy-to-let, holiday let, expat and self build.

Two and five-year fixed rates are available for both standard and specialist properties, such as HMOs and multi unit properties.