Average rates across all LTVs are now as much as 2% lower than after the mini-budget.

Residential rates now start from 4.14%.

The average house price value among new lifetime mortgage customers has risen nearly five times as fast as the national average.

Buyers can now borrow up to 85% LTV on selected residential expat mortgages.

Property experts outline what various stakeholders in the housing market should prepare for.

Two-year fixed rates now start from 3.69% at 65% LTV.

Mortgage approvals have climbed for the fourth consecutive month.

The Mortgage Intelligence AR network and Next Intelligence Club can now access Perenna's long-term fixed rates.

The platform supports the entire mortgage journey from initial enquiry to application submission and completion.

In the past 10 years the long-term trend has been a surge in commercial lending compared to residential.