Related topic: Adverse credit

More than a third of potential first-time buyers (37%) worry about being rejected for a mortgage.

Saffron argues that many cases are being discounted based on outdated assumptions rather than a borrower's overall financial position. 

The new specialist mortgage range broadens options for brokers supporting clients with complex credit histories.

The Society has expanded its Credit Plus offering and reduced residential, buy-to-let and later life rates.

LiveMore is reducing the initial period of assessment for CCJs and credit defaults from three years to 18 months.

Buckinghamshire Building Society has halved product fees across its adverse credit mortgage ranges to help brokers support clients with historic credit challenges.

The three new products are fixed until the end of September 2031.

As higher rates, cost-of-living pressures, and a refinancing wave reshape borrower finances, adverse credit cases are becoming more common. Oliver Smith, strategic partnership manager...

The Society’s Credit Repair products are aimed at borrowers with adverse credit characteristics.