Related topic: Atom Bank

A discount of 0.25% is available in cases where the borrower can demonstrate a DSC or ICR of 200%.

93% of brokers saw an increase in enquiries from clients with adverse credit in 2025.

The reductions apply to both prime and near prime products.

Rates start at 4.94% for new £1,995 fee tier.

Atom will now consider applications from first-time buyers for all eligible businesses.

Atom Bank has reduced rates across its residential mortgage range by up to 0.10%.

Atom has reduced rates across its residential mortgage range by up to 0.15%.

Borrowers can secure a discount of up to 0.25%.

The new structure sees nine internal promotions.

Fixed rates now start from 5.68%.