Related topic: Atom Bank

Rates on the majority of Atom Bank’s prime and near prime ranges have been cut by 0.10%.

The changes will enable borrowers to increase their maximum loan amount by up to £31,000.

Both prime and near prime deals now start from 5.29%.

The Bank has also introduced new fee options for 95% LTV products.

Rates now start at 5.14%.

Atom is also reducing rates across other near prime products by 0.10%.

A 0.40% reduction will now apply to loans of £1m-£3m.

The new tech implementation aims to speeds up handling times by up to 30%.

Rates have reduced by 0.15% and now start from 5.29%.

The lender's rates now start at 5.39% for near prime mortgages.