Related topic: Atom Bank

The Bank has also introduced new fee options for 95% LTV products.

Rates now start at 5.14%.

Atom is also reducing rates across other near prime products by 0.10%.

A 0.40% reduction will now apply to loans of £1m-£3m.

The new tech implementation aims to speeds up handling times by up to 30%.

Rates have reduced by 0.15% and now start from 5.29%.

The lender's rates now start at 5.39% for near prime mortgages.

Norton Broker Services has joined Atom Bank’s commercial broker panel.

The rate reductions reflect recent improvements in swap markets.

The lender has reduced all purchase and remortgage rates across the range.