Related topic: High LTI

15th October 2026

FCA and PRA confirm final rules for removal of high-LTI mortgage cap

High LTI lending by individual lenders can now exceed 15% of their total number of new residential mortgages.

house calculator broker adviser paper approve sign

14th September 2026

High LTI mortgages for first-time buyers surge by 66%

FCA data shows a sharp rise in high-LTI borrowing among first-time buyers following changes to lending rules.

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Related topic: High LTI

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