Related topic: high LTV

Selina has removed its debt-to-income calculation, increased its maximum borrower age, and reduced minimum loan amounts.

New arrears cases also increased for the first time since 2023.

Patrick Bamford, head of international business development at Qualis Credit Risk, believes if the government wants to keep first-time buyers at the heart of housing policy, then...

Higher LTI ratios and greater product choice offset rising rates for first-time buyers.

Amy Morgan, senior leader for marketing at Target Group, says a rise in high-LTV mortgage lending comes with some real risks that borrowers and lenders need to watch.

The products are available up to 97% LTV and include cashback options of up to £1,250.

The reduction in cost coincides with a rise in the choice of deals at 95% LTV, reaching its highest count in 17 years.

Patrick Bamford, head of international business development at Qualis Credit Risk, explores the current mortgage options available in a high-LTV market that is 'holding its breath'...

Patrick Bamford, head of international business development at Qualis Credit Risk, highlights just how sensitive the high LTV mortgage sector is to funding and policy...

These deals now represent 19% of the residential mortgage market.