Related topic: HSBC

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The policy change increases eligible customers' borrowing power by more than £200,000 in some instances.

The rating comes after improving its customer digital support and testing new approaches to debt collection.

The bank has increased its LTI multiple for first-time buyers earning over £35,000.

HSBC is seeking to enhance its offering to mass affluent customers with a 1% advice fee promotion.

This is the first time all purchase and first-time buyer rates have been under 5% since 2022.

The bank has reduced nearly all mortgage rates by up to 0.24%.

The changes will benefit both purchase and remortgage applications across the product range.

Rates have reduced on almost all mortgages in the bank's mortgage ranges.

Domestic abusers are using joint mortgages against 750,000 UK women, plunging many victim-survivors into debt and homelessness.