Moneyfacts has cautioned that the notable minority entering the market with large deposits risks creating a two-tier market.
Moneyfacts has cautioned that the notable minority entering the market with large deposits risks creating a two-tier market.
Gee will take charge of the ModaMortgages and CHL Mortgages lending propositions.
Continued improvement in affordability helped drive first-time buyer activity in 2025.
New build buy-to-let mortgage offers are now valid for six months, up from three previously.
Transaction numbers remain steady as the housing market demonstrates resilience.
A December dip is mortgage approvals is likely to be short lived, industry experts say.
Richard was previously director of mortgages.
The lender has also reduced rates on selected 75% LTV two-year products.
Purchase and remortgage rates have reduced by up to 0.18%.
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