Related topic: Product transfer

Brokers can now submit one application covering both a product transfer and a further advance.

The Society has announced an updated journey within its broker portal.

Remortgaging volumes to rise to £103bn in 2026 and £110bn in 2027, up from £93bn in 2025, as improved affordability enables more borrowers to switch lender.

Proc fees are increasing to 0.3% for both residential and buy-to-let product transfers.

New business and product transfer fixed rates are seeing increases.

Sebastian Murphy, group director at JLM Mortgage Services, says throughout 2025 there has been a steady drip of measures that attempt to chip away at the position of advisers.

Clients will no longer be accepting the product transfer offer.

Virgin has introduced several sub-4% mortgage rates after the latest round of reductions.

Coventry for Intermediaries' Jonathan Stinton takes a look at why (and how) brokers make the difference for borrowers reaching the end of their mortgage term.

Reduced rates start from 3.99%.