Related topic: Product transfer

Sebastian Murphy, group director at JLM Mortgage Services, says throughout 2025 there has been a steady drip of measures that attempt to chip away at the position of advisers.

Clients will no longer be accepting the product transfer offer.

Virgin has introduced several sub-4% mortgage rates after the latest round of reductions.

Coventry for Intermediaries' Jonathan Stinton takes a look at why (and how) brokers make the difference for borrowers reaching the end of their mortgage term.

Reduced rates start from 3.99%.

The Bank says the change reflects the detailed work that is often required when completing a product transfer.

The bank recently enhanced its product transfer process.

Product transfer clients could benefit from a lower rate sooner with no ERCs.

The lenders are changing the application window from six months to four months.

Fee-free products are available for new business and product transfers.