Related topic: Santander

Merritt was previously director of mortgages at Yorkshire Building Society and executive director at Accord. 

52% of UK adults said they found saving money for a deposit to be the biggest barrier to buying a property.

Purchase, remortgage, home mover and buy-to-let rates are all affected by the latest increases.

New business and product transfer fixed rates are seeing increases.

The bank has renewed its broker pledges for 2026.

Rates across the bank's residential and buy-to-let ranges have reduced by up to 0.15%.

Santander has announced its third round of mortgage rate reductions this month.

Clients will no longer be accepting the product transfer offer.

The bank is also introducing a new range of large loan products.

Rates now start from 3.86%.