The lender has also reduced the minimum debt service cover ratio (DSCR) from 130% to 125%.

The lender has also reduced the minimum debt service cover ratio (DSCR) from 130% to 125%.
Shawbrook says the acquisition of ThinCats will accelerate its existing presence in the specialist SME lending market.
The partnership will deliver tailored engagement at key moments in the mortgage lifecycle, helping brokers strengthen client service.
Louise will be responsible for shaping and delivering the sales and distribution strategy for both The Mortgage Lender (TML) and Bluestone Mortgages.
The enhanced offering includes a new broker calculator and expanded complex buy-to-let products.
Expanded use cases and larger deal sizes aim to fuel more businesses expansion.
The lender secured a £25 million facility in 2023 and another multi-million-pound top-up in 2024.
Up to 75% LTV available on buy-to-let loans assessed under AST valuations.
The facility marks Shawbrook's first transaction in support of a Scottish-based lender.
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