Related topic: Skipton BS

The product enables buyers to delay their first mortgage repayment by up to three months.

The Society says the electronic signatures will help modernise and streamline the remortgaging process.

The Society is also introducing a three-year fixed rate residential product at 95% LTV for existing customers.

Overall, rates have fallen by an average of 0.11% with the largest cut being 0.22%.

The Society has reduced residential rates at 90%, 95% and 100% LTV.

The new proposition pledges a "refreshed, broker-first approach" across the Society. 

Rates across the lender's ranges have reduced by up to 0.27%.

The product is now also available on Skipton’s 100% Track Record Mortgage and shared ownership options.

The Society says it wants to make homeownership more achievable for those prioritising modern, energy-efficient homes.