West Brom reduces purchase and remortgage rates

The Society has also launched new two-year fixed rates at 85% LTV.

Related topics:  Mortgage rates,  West Brom BS
Rozi Jones | Editor, Financial Reporter
3rd October 2025
West Brom Building Society 2025

The West Brom Building Society has announced rate reductions across its purchase and remortgage ranges by up to 0.13%.

On the purchase side, the Society has reduced the rate on its two-year 95% LTV product to 4.74% with a £999 fee, and on its three-year 95% LTV product to 4.72% with a £999 fee, both reductions of 0.05%.

The Society has also launched two new products - two-year fixed rates at 85% LTV, available at 4.45% with no fee and 4.25% with a £999 fee.

Within the remortgage range, there are reductions its two-year 90% LTV products. The fee product has reduced by 0.11% to 4.45%, while the other has been cut by 0.13% to 4.73% with no fee.

John Phillips, product manager at the West Brom, said: “By reducing these rates and launching new products, we’re making sure our mortgage range stays competitive and supports customers at different stages of their journey. 

“Whether that’s helping first-time buyers with smaller deposits or those looking to remortgage their property. We listen closely to feedback from our broker partners, which helps us shape products that really work for customers. Staying active in the market and offering good value is a key focus for us, and these changes underline that commitment.”

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