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The research found differences between the vulnerability characteristics that inform and make up a client’s capability.

Only one in twenty (5%) have accessed independent financial advice since the start of 2026.

Braddick will take the helm at the PRA and also become deputy governor for prudential regulation at the Bank of England.

The bank has appointed managing directors for its Premier and everday banking teams, alongside a COO of retail banking.

Firms already using of AI as part of their business rose from 29% to 60% over the last 12 months.

Haines is the former CEO of Principality Building Society.

Just 36% of finance IT leaders prioritise security during AI implementation and only 34% plan to invest in employee training for secure AI use.

The decision follows a temporary restriction on access to the lender’s banking facilities.

Jelendorf has held previous roles at Boston Consulting Group, GoCompare and Moneybox.

The announcement marks the bank’s first major acquisition since returning to private ownership.