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House prices in London and the South recorded their first fall in 18 months, driven by Budget uncertainty.

The product is structured to support both individual landlords and portfolio investors.

Rates have reduced by up to 0.19% across purchase, remortgage and product transfer.

Nationwide’s lowest rate is now 3.60% for new and existing customers looking to move home.

Lifetime mortgages and retirement interest-only lending both increased in Q3.

Chris Blewitt, head of intermediary distribution at Darlington Building Society, explains why lower headline salaries or a foreign passport do not equate to higher risk.

The team sees the addition of a regional lending manager, sales coordinator, and sales administrator.

The lender says developers are shifting to conversions amid planning delays.

Lloyds is committing a further £1bn for first-time buyers.

The new roles cover lending operations, customer onboarding, and portfolio management.