The promotion gives brokers the option to choose either refunded legal fees, refunded valuation fees or a lower rate.

The Bank has also introduced new exclusive residential purchase and remortgage deals.

The lender is also reducing its existing portfolio rental calculation stress rate.

Reductions also cover holiday let and HMO products.

The integration will offer brokers access to April’s affordability calculator and criteria policy pages.

By investing homebuilder incentive budgets into the mortgage upfront, typically up to 5% of the property purchase price, initial repayments will be reduced for buyers.

The Society will accept first-time landlords, including expats.

Strong lending volumes were instead driven by the remortgage market.

Sam previously spent almost 12 years as a buy-to-let mortgage underwriter at Paragon Banking Group.

"Radical reforms" are needed to ensure homes are more affordable, more available and more appropriate for those living in them, the BSA says.