The lender has also changed its criteria and expanded its LTV bands.

Average rates have edged up again this week, after seeing reductions earlier this month.

Kate has been with CSS since 2004.

Trudy Woolf, director of lender services at e.surv, looks beyond the policy and planning announcements to the opportunity for modern methods of construction. 

The changes include enhancements for UK expats and international residents.

Variable recurring payments give consumers greater sight and control over their regular payments.

The system enables advisers to manage client pre-qualification, sourcing, case progression, and follow-ups from one central location.

The lender says the current stage in the market cycle and the strength of the US dollar is driving prime property activity.

All rental properties must have an EPC rating of at least a C by 2030.

Affordability remains most stretched in London and the South of England.