The new BDMs will join the residential and specialist distribution teams.

Michael was previously COO at Cynergy Bank.

Chris joined Together in 2017 and was previously group finance director.

Spencer has held previous roles at Quantum Mortgages, Axis Bank UK, Magellan Homeloans, GE Money Home Lending, HFC Bank and Barclays.

As part of the changes, the internal sales team have become internal relationship managers.

She succeeds Marshall Bailey, who is stepping down after two terms as FSCS chair.

The pair have a combined 55 years' experience in the specialist lending markets.

Kay has more than 30 years’ experience in the financial services industry, with previous roles at Molo, Key Retirement Solutions and Hampshire Trust Bank.

Frankie Kitchen has joined United Trust Bank (UTB) Mortgages for Intermediaries as Business Development Manager looking after mortgage brokers and introducers based across London and...

Noble has over 25 years’ experience in financial services, spanning startups and large banks including JN Bank UK and Pollen Street Capital.