Related topic: First-time buyer

52% of UK adults said they found saving money for a deposit to be the biggest barrier to buying a property.

Moneyfacts has cautioned that the notable minority entering the market with large deposits risks creating a two-tier market.

Continued improvement in affordability helped drive first-time buyer activity in 2025.

Would-be first-time buyers still aspiring to own homes, survey reveals.

Amy Morgan, senior leader for marketing at Target Group, says a rise in high-LTV mortgage lending comes with some real risks that borrowers and lenders need to watch.

New research suggests caution needed over idea of ‘pension access schemes’ for first-time home buyers.

The products are available up to 97% LTV and include cashback options of up to £1,250.

The first-time buyer share of house purchase activity was above the long run average, supported by easier credit availability.

22% of first-time buyers purchased homes with deposits under £20,000 in December, up 8 percentage points year-on-year.

Only 9% of first-time buyers were unable to negotiate a reduction.