A third of first-time buyers think now is a good time to buy a home.

It is launching with a five-year fixed rate mortgage and will be available to applicants on Visas.

The lender has also reduced rates across the range.

David Castling, head of intermediary distribution at Atom Bank, says the mortgage industry can - and should - go further to improve the speeds at which we work.

Rate cuts apply for both new and existing borrowers.

The boost will allow the business to scale and diversify its offering to brokers and developers.

Rates now start from 4.39%.

The survey urges SMEs to broaden their horizons when it comes to investing in growth.

The lender has also launched new limited edition and fee-saver products.

Nearly half of those aged 54 and 65 are looking to buy new.