Patrick Bamford, head of international business development at Qualis Credit Risk, explores the FCA's recent Discussion Paper on improving access to first-time buyer mortgages.

This is the first time the Bank has fined a financial market infrastructure firm. 

High LTI lending by individual lenders can now exceed 15% of their total number of new residential mortgages.

The survey was sent last week by the FCA to all firms with advisers who undertake investment activities.

The investigation found that Monzo continued to sign up over 34,000 high-risk customers.

The proposals will result in the LTI flow limit applying to fewer institutions, particularly small, niche lenders.

A huge spike in motor finance FOS complaints sends an urgent message to lenders.

The four prison sentences total 23 years.

UK Finance echoed sentiments from a recent House of Lords report that FOS is "acting as a quasi-regulator".

The rules will be extended to around 37,000 other regulated firms.